Transition Counseling
- Planned Transition
- Unplanned Transition
- Retirement Behavior Management
- Concentrated Stock Positions
- Asset Monetization
Retirement Planning
/Continuation
- Expenses now and in the future
- Retirement Date/Objectives
- Current Savings Rate vs Income
- Cash Flow Needs and Retirement
- Understanding Social Security, Health Care, and Long Term Care
Legacy Implementation
- Spousal Considerations
- Philanthropic Planning
- Transfer of Wealth Planning for Children & Grandchildren
- Expected Inheritance or Liabilities
Estate Coordination
- Review of Current Estate Planning Documents
- Review Trust Funding, Cash Assets & IRA Planning
- Monitor Taxation Strategy Upon Death
- Review Estate Planning Objectives
Risk Management
- Take into consideration: 401(k), 403(b), SEP
- Asset Allocation
- Debt and Liability Review
- Disability Insurance and Liability Coverage
- Risk Mitigation Using Equities and Fixed Income to Generate Desired Measure of Risk
Tax Minimization
Strategies
- CPA Year End Needs
- Taxable Gain and Loss Management
- Municipal Bond Questions
- Deferred Compensation
- Additional Income Sources
- Real Estate Income
- Create spending budgets taking into considerations taxes due
Financial Guidance
- Family Wealth Plan Review
- Regular Portfolio Reviews and Market Updates
- Creation and monitoring of investment Strategies As Per Goals And Objectives